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iwoca Pay FAQs

iwoca Buy Now Pay Later

We accept iwocaPay to give trade customers more control when it comes to paying. iwocaPay is available for UK Limited Businesses and LLPs on orders of £150 to £30,000.

How do I Pay Later with iwocaPay

Select iwocaPay at the checkout or click the iwocaPay pay link on your invoice

You’ll get redirected to the iwocaPay checkout page to complete your payment. Once that’s done we’ll received the funds from iwocaPay and process your order. If you need a hand or get stuck give iwocaPay a call on 02037780549.

When you get to the iwocaPay checkout you’ll see two choices

Pay Later: you’ll be able to set up a payment plan with iwocaPay to split the cost into 3 equal monthly payments.

Pay in 3:

  • Interest free

  • You don’t pay a penny for the first 30 days

  • We get paid right away

  • You pay in 3 equal monthly instalments

Pay in 12:

  • Small % interest fee

  • You don’t pay a penny for the first 30 days

  • We get paid right away

  • You pay in 12 equal monthly instalments

Click here to view iwocaPay’s FAQ’s.

If you would like to hear more or have any questions or queries call iwocaPay on 02037780549 to speak to an account manager today. 

How do monthly payments with Pay Later work?

We'll automatically collect your minimum monthly payment using the card you register with us. 

If you like you can pay more than the minimum any time, it's totally flexible. If your extra payment is the same amount or more than your next monthly payment, we'll skip it. To make extra payments just head to your iwocaPay account or give us a call - you can pay using a debit card or bank transfer.

Can I settle my balance early?

Yes, you can settle up early any time at no extra cost. There are no early payment fees, you’ll just pay the balance outstanding on that day.

What if I miss a payment?

Just login to your iwocaPay account to make a debit card payment or get details on how to make a bank transfer. If you can't make a payment get in touch with us on 020 3778 0549 and we'll work together to find a solution.

What are the benefits of paying with iwocaPay?

Efficient cash flow - flexible payments that work for you and your business, so you're always in control.

Increased purchasing power - from bulk discounts to new projects, you'll never miss an opportunity again.

Happy Suppliers - your supplier always gets paid up front and you build your reputation as a great customer.

When does my Supplier get paid?

As soon as you give us the go ahead, we’ll pay your Supplier via Faster Payment within a couple of hours. We already have their bank details so you don't need to do a thing. 

If you get sent a pay link on an invoice - just double check the link with your matching invoice from your Supplier. If you're still worried, you can contact your Supplier directly and/or contact iwocaPay to verify the pay link.  

Can I sign up to other finance with iwoca?

Yes, you can still use our other finance products. If you’d like to sign up for other financing from iwoca head to iwoca.co.uk to apply.